Business Guide
MARUHAN Investment Asia Pte. Ltd. (MIA) was established in 2012 in Singapore as a financial
holding company. With a unique financial conglomerate framework, MIA’s subsidiaries have
developed banking and microfinance businesses in Southeast Asia.
By providing banking
services, facilitating investment from Japan and other countries, as well as introducing
advanced digitalization and financial technology, MIA will improve people’s lives and jobs, and
contribute to the sustainable growth of economies in Southeast Asia.
SATHAPANA Bank Plc. (as of 31st December 2024)
- Commercial bank in the Kingdom of Cambodia.
- Paid-up capital USD290 million (100%).
- Total assets USD2,781 million.
- 175 branches and 342 ATMs nationwide.
- 4,239 staff.
- Representative Office in Yangon, the Republic of the Union of Myanmar.
MARUHAN Japan Bank Plc. was established in May 2008 as the first Japanese-owned commercial bank in the Kingdom of Cambodia, aiming to contribute to the development and growth of Cambodia through providing various kinds of banking services and investment from Japan. In December 2012, MARUHAN Japan Bank Plc. acquired SATHAPANA Limited, a leading microfinance institution in Cambodia. In April 2016, MARUHAN Japan Bank Plc. and SATHAPANA Limited were merged, and SATHAPANA Bank Plc. was born. Today, SATHAPANA Bank Plc. is one of the leading commercial banks in Cambodia with a network of 175 branches nationwide.
MARUHAN Japan Bank Lao Co., Ltd. (as of 31st December 2024)
- Commercial bank in the Lao People’s Democratic Republic.
- Paid-up capital LAK501.5 billion (equivalent USD25 million) (90%).
- Total assets LAK2,811 billion (equivalent USD131 million).
- 3 branches and 340 Agency banking nationwide.
- 151 staff.
MARUHAN Japan Bank Lao Co., Ltd. was established in February 2013 as the first Japanese-owned commercial bank in the Lao People’s Democratic Republic, aiming to contribute to the development and growth of Laos through providing various banking services and investment from Japan. Today, MARUHAN Japan Bank Lao Co., Ltd. is one of the leaders in retail automobile financing and also strengthening SME loan, with a network of 3 branches and more than 300 agency banking nationwide.
SATHAPANA Limited (as of 31st March 2025)
- Microfinance institution in the Republic of the Union of Myanmar.
- Paid-up capital MMK32.8 billion (equivalent USD16 million) (99.99%).
- Total assets MMK320.4 billion (equivalent USD154 million).
- 61 branches nationwide.
- 1,591 staff.
SATHAPANA Limited was established in August 2015 as the first Japanese-owned microfinance institution to offer a full range of micro financial products and services to the grass roots of the people in the Republic of the Union of Myanmar. Initially starting with 4 branches in the Yangon, Bago, Mandalay and Ayeyarwady regions, today SATHAPANA Limited has 61 branches nationwide, and has grown to be the microfinance institution with the most loan customers in Myanmar.